Author Archive: Chris Williamson

Big Banks May Stop Pre-Approving Buyers and Why You Should Watch Out

By Chris Williamson · February 12th, 2010

Lenders Trying to Find their Footing with New Financing Regulations Now that the new good faith estimate and regulations are in effect, banks and other lending institutions are still trying to digest and implement the new changes. Each and every lender has interpreted the new regulations differently, which means with every lender you will get [...]

No Comments »

How to Claim the Home Buyer Tax Credit

By Chris Williamson · February 2nd, 2010

San Mateo home buyers who purchased in 2009 are starting to think about their taxes so they can (hopefully) get some money back from the IRS with the home buyer tax credit. Several clients have asked how to claim the home buyer tax credit…here are some tips. e-File Not Allowed The IRS is not allowing [...]

No Comments »

Webinar: Guide to the Expanded & Extended Tax Credit – Not Just for First Time Home Buyers Anymore

By Chris Williamson · January 4th, 2010

Date/Time: Thursday February 4, 2010 at 6pm As you read in a previous post here at LivingWellinSanMateo, the federal home buyer tax credit was recently expanded and extended to include not just San Mateo first time home buyers, but trade up home buyers as well. If you are considering buying a home in San Mateo [...]

No Comments »

Webinar: Financing a San Mateo Condo

By Chris Williamson · January 2nd, 2010

Date/Time: Monday February 8th at 6:00pm The Department of Housing and Urban Development announced effective December 7th 2009 stricter underwriting guidelines will be required to approve condominiums in San Mateo County. In order for FHA or Fannie Mae (two of the primary loans consumers choose) to approve the condominium for financing, the entire complex will [...]

No Comments »

Borrowers Qualify for Less with New Financing Guidelines

By Chris Williamson · December 11th, 2009

Lending Guideline Changes Will Affect Many San Mateo Borrowers Are you in the process of finding a San Mateo home? Or, are you considering buying a home after the holidays? If so, you may want to pay attention to one of Fannie Mae and Freddie Mac’s new guidelines that could affect your upcoming home purchase [...]

No Comments »