The other day we got a call from a potential client who was referred to us from one of our past clients. He was a first time home buyer, looking to buy a home in the Silicon Valley. New Client Goes into His Bank to Get Mortgage Financing We asked him if he’d spoken to [...]
Mortgage
- One Buyer’s Experience with Big Bank Mortgage Department
- Big Banks May Stop Pre-Approving Buyers and Why You Should Watch Out
- How to Claim the Home Buyer Tax Credit
- Is Buying a Condo with FHA Financing About to Become History?
- 8 Critical Factors Affecting the Real Estate Market in 2010 Part II
Big Banks May Stop Pre-Approving Buyers and Why You Should Watch Out
Lenders Trying to Find their Footing with New Financing Regulations Now that the new good faith estimate and regulations are in effect, banks and other lending institutions are still trying to digest and implement the new changes. Each and every lender has interpreted the new regulations differently, which means with every lender you will get [...]
How to Claim the Home Buyer Tax Credit
San Mateo home buyers who purchased in 2009 are starting to think about their taxes so they can (hopefully) get some money back from the IRS with the home buyer tax credit. Several clients have asked how to claim the home buyer tax credit…here are some tips. e-File Not Allowed The IRS is not allowing [...]
Is Buying a Condo with FHA Financing About to Become History?
Effective December 2009, the Federal Housing Administration (FHA) implemented a new stricter approval process for condominiums to be eligible for FHA financing. Why Should a Condo Buyer Care? More borrowers qualify with FHA financing than with conventional loans due to the low down payment (3.5% down) program and the looser credit standards. Even the mortgage [...]
8 Critical Factors Affecting the Real Estate Market in 2010 Part II
Yesterday, we showed you the first 4 of our 8 critical factors affecting the San Mateo real estate market in 2010. Today, we’re going to give you the rest. The Final 4 Climbing Interest Rates Stricter FHA and Fannie Mae Underwriting Rules Rising Foreclosure Levels Loan Modifications Fail Climbing Interest Rates The cycle aberration of [...]
Home Search
What is my home worth?
Your Home's ValueGet Market Updates
How's the Market?Home Buyer Education
Please Check Back for Our September Class Date
Connect with the RayChel Realty Group
Raymond Stoklosa, Broker/Co-Owner
Phone: (650) 533-8531
RaymondS@RayChelRealtyGroup.com
Chela Stoklosa, Realtor/Co-Owner
Phone: (650) 533-8532
Chela@RayChelRealtyGroup.com
Rebecca Williamson, Realtor
Phone: (650) 281-8515
Rebecca@RayChelRealtyGroup.com
Connect with Chris Williamson
Chris Williamson, Mortgage Advisor
Phone: (650) 520-0915
Chris@SanMateoMortgageBlog.com
About The RayChel Realty Group
San Mateo Neighborhood Guide
Belmont Neighborhood Guide
Real Estate Price Reports
Condo Price Reports
Testimonials
Questions
San Mateo Home Buying eBook
Recent Posts
Topics
Flickr Photostream
